Can I Use My Whole Family’s Dental Benefits Before Year-End?
Yes, and it’s worth doing. On most family dental plans, each covered person has their own annual maximum, so one person’s unused benefits don’t help anyone else, and they don’t roll over to next year.
Check Each Person Separately
Your partner might have used most of their benefits while your kids have barely touched theirs. Looking at each person’s remaining benefits, plus any deductibles, gives you a better picture than checking the family as a whole. Some plans handle deductibles differently for families, so your plan details matter here.
Book Everyone Together When You Can
Scheduling back-to-back appointments for the whole crew saves you from making a separate trip for every person. Kids are due for cleanings, you’re due for a cleaning, and everyone’s benefits are about to reset anyway. One afternoon, everybody done.
Not Sure Who’s Due?
If you’ve lost track of who last went and when, that’s normal with a full calendar. Your insurance provider’s member site often shows each person’s last visit. If your kids haven’t started yet, our page on when kids should start getting their teeth cleaned can help.
Coverage varies by plan. Check with your insurance provider for the details of your benefits.